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Monica Mullholand
Associate Broker, ABR, GRI, SRES, MBA
Keller Williams Midlothian
M:
(804) 304-6618
O:
(804) 858-9000

FAQs About Real Estate

 

Q:  What is the first thing you should do when thinking about buying a home?

A:  Whether you are a first time home buyer or a repeat buyer, the first thing you should do is get pre-approved for a mortgage loan from a trusted local lender. This will give you a good idea of the price range you should be shopping in. Also, if there are any wrinkles on your credit report, you will know up front and can take steps to get them corrected now instead of later. In our area, almost all sellers require you to submit your letter of pre-approval from a local lender when you make an offer on a home. If you get that done up front you will be well equipped to make an offer on that dream home when you see it!  To get a list of my preferred lenders click here to contact me now!

Q: What if my credit score isn't so great?  How can I improve my chances of getting pre-approved?

A:  Don't be afraid to get connected with a great lender (I can recommend someone for you.). Be very honest with them (they will find out anyway...). A good lender will take the time to send you in the right direction on improving your credit score, so you can come back in 6 months or so.

Recent Sales

Featured picture for the property 1706095
$135,000
Richmond, VA
4
beds
3
baths
Featured picture for the property 1914175
$262,000
Chesterfield, VA
4
beds
3
baths
Featured picture for the property 1839903
$187,000
Colonial Heights, VA
2
beds
2
baths
Featured picture for the property 1916421
$190,000
Powhatan, VA
4
beds
2
baths
Listing data last updated: Nov 20, 2019 6:05:am. All or a portion of the multiple listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are © 2019 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.