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Monica Mullholand, Keller Williams Midlothian

Monica Mullholand

Associate Broker
Keller Williams Midlothian
15871 City View DR, Suite 120
Midlothian, VA 23113
804.304.6618
804.858.9000

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Latest Blog Posts

What an amazing year 2015 was for home sellers, and 2016 promises to be even better. By December of 2015, with 5.26 million sales, we had seen a more...
August 03, 2016
Category: Market Trends
Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you end...
June 15, 2016
Category: Buying

FAQs About Real Estate

 

Q:  What is the first thing you should do when thinking about buying a home?

A:  Whether you are a first time home buyer or a repeat buyer, the first thing you should do is get pre-approved for a mortgage loan from a trusted local lender. This will give you a good idea of the price range you should be shopping in. Also, if there are any wrinkles on your credit report, you will know up front and can take steps to get them corrected now instead of later. In our area, almost all sellers require you to submit your letter of pre-approval from a local lender when you make an offer on a home. If you get that done up front you will be well equipped to make an offer on that dream home when you see it!  To get a list of my preferred lenders click here to contact me now!

Q: What if my credit score isn't so great?  How can I improve my chances of getting pre-approved?

A:  Don't be afraid to get connected with a great lender (I can recommend someone for you.). Be very honest with them (they will find out anyway...). A good lender will take the time to send you in the right direction on improving your credit score, so you can come back in 6 months or so.